You have to file an insurance claim if you have been involved in a car accident, and this article will help you raise your awareness and understanding on the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Ideally, car accidents must be reported within seven days to the insurance company because failure to follow the proper notification may deny the claim, as there are also statute of limitations that may apply when it comes filing a claim.
When you call your insurance agent or insurance company, be prepared to supply basic information and as much information as possible such as the name insurance policy number, the details of the vehicle (model, make, registration, and license plate number), and details of the accident (time, date, location, the other driver’s name and license numbers, extent of injuries, number of passengers involved, extent of vehicle damage, identification numbers and license plates of other vehicles involved, and description of the accident). Along with your insurance agent, the best person who can help you in understanding the coverage of your insurance policy and in filing a personal injury claim is a car accident lawyer. Once the car accident claim has been reported, you’ll be contacted by your insurance company’s claim adjuster via telephone or meet you in person so you can complete the Proof of Loss form, a sworn statement to support your claim. While the claim’s adjuster can assist you on the entire claims process and explain to your the coverage of your insurance policy, having a car accident lawyer by your side gives you an assurance that you receive the right compensation for your damages. A car accident lawyer can help you get a higher amount of compensation since insurance companies tend to underestimate damages.
Whether it is partial or full, someone is always determined to be the one at fault on any car accident. After reporting the car accident to the insurer, the insurance company investigates the circumstances of the auto accident and will make a decision of who is at fault based on the Fault Determination Rules. If you have problems dealing with the claim’s adjuster or you feel that the settlement is unfair, you can talk to a trusted and reliable personal injury lawyer to help you out. Allow us to give you free legal advice by visiting our website or homepage now. We can help you with your personal injury claim through the help of our expert and experienced lawyers.